Useful HBOS Group links

In addition to the products and services available on this site, you may also find the products and services offered by these other areas of the HBOS Group of interest: 

Jobs / Careers / Vacancies with the HBOS group  
For information on jobs / careers within Halifax, Bank of Scotland and other HBOS companies, either in branch or central functions, including graduate opportunities, the 'I want extra' site tells you all you need to know.

HBOS plc Group Website / HBOS Shareprice / Company Information
The HBOS Group website provides a wide range of information including Interim and Annual Results, Annual Reports, detailed information on the HBOS Share price and information on  Corporate responsibility and how we benefit the community.

Bank of Scotland Personal Banking
Bank of Scotland provides personal banking and a wide range of products and services to meet everyday finance needs.

Banking
Credit cards
Loans
Insurance
Savings
Investments

Halifax International
Saving offshore is easy with Halifax International.  We offer a range of offshore savings accounts in Sterling, US Dollar and Euro.

You can choose to save in three ways - with our Web Saver, Fixed Rate Web Saver and Regular Saver accounts, each of which offers its own distinct benefits.

You can access your money online, and we also have a phone team in Jersey and Isle of Man.  We're expats ourselves - so you'll be talking to people who know offshore savings inside out.

For more info on offshore savings, click here to visit the Halifax International site.

Web Saver
Euro Web Saver
US Dollar Web Saver
Fixed Rate Web Saver
Regular Saver

Bank of Scotland International  
Bank of Scotland International understands that offshore customers may have different financial requirements.  So whether you're moving for work or to retire in the sun, we can provide you with the products and advice you need.  Here's how:

• Offshore accounts  in a variety of terms and currencies
• Tax-efficient offshore mortgages  for those looking to buy a residential property in the UK
• Tailored independent financial advice to help plan for the future.  Free and without obligation
• Commission-free foreign exchange for when customers need to convert funds from one major currency to another.

Bank of Scotland Annuity Service
Bank of Scotland Annuity Service is one of the UK’s leading annuity brokers, dedicated to helping our clients get a great deal on their retirement income. Typically, our clients have pension funds totalling at least £40,000 and we can help by finding the best financial deal for their personal circumstances.  Our advisers look at all the annuities available on the Open Market and on average we get our clients 22% more retirement income than if they did not shop around.

Selecting an annuity is one of the most important financial decisions you will ever make.  You can only make the decision once so it is crucial to get it right. Remember, you don’t have to buy your annuity from the company that holds your pension - you can often get a better deal elsewhere.  We don’t sell our own annuities, so you can trust us to give you honest and unbiased advice.

Bank of Scotland Investment Service
At Bank of Scotland Investment Service, we understand your desire to make the most of your investments and, as experts in long term financial planning, we’re here to help you achieve your financial goals.

As a client, you will benefit from the one-to-one service of a dedicated Client Manager who can meet at a time and place that suits you best. By taking the time to get to know you, your lifestyle, attitude to investment risk and financial objectives for the future, your Client Manager will identify and provide advice on options that are best suited to your needs.

Bank of Scotland Portfolio Management Service
Bank of Scotland Portfolio Management Service offers you the chance to invest directly in the stock market – without any of the hard work. Our clients typically have more than £100,000 in cash, existing securities or a mixture of both to invest. Using our expertise, we work closely with our clients to establish their objectives and attitude towards risk – and then create a portfolio suited to their specific requirements.

As a Portfolio Management Service client, you will benefit from having your own dedicated Portfolio Manager to look after your capital. So, whether you’re investing for income or for capital growth, you can be confident in the knowledge that all your paperwork is being taken care of – and that you’ll be kept fully informed, with regular performance updates.

Bank of Scotland Freeway
Freeway is a Bank of Scotland group company which offers customers a car finance solution. Freeway can offer a complete sourcing and finance package which makes buying your new car even easier. Please quote 'HALIFAXHELP'

Bank of Scotland Freeway is a trading style of Lex Vehicle Finance Ltd. Finance is subject to satisfactory credit assessment. Applicants must be over 18 and UK resident.

Halifax Legal Solutions  
Halifax Legal Solutions offer a wide range of services including great value  conveyancing, Will writing, identity theft resolution, powers of attorney, legal document preparation, house/flat sharing arrangements, pre-nuptial / civil partnership agreements and a 24 hour legal advice helpline.

Intelligent Finance (IF)  
Intelligent Finance offer an online banking service, and is the place to go if you're looking to  offset your mortgage against your savings and current account .

Bank of Scotland Private Banking    
Bank of Scotland Private Banking looks at things differently. For us, it’s about exploring new approaches to financial solutions and suggesting challenging and innovative ways to help you manage and grow your personal wealth.

As a private client, you will have access through our Relationship Managers to a team of experts geared to providing support for all your financial needs. You will also have access to complete range of HBOS banking, savings and investment products.

Bank of Scotland Corporate
Working with companies with a turnover in excess of £1 million, Bank of Scotland Corporate provides help for all kinds of businesses in both commerce and industry, from everyday banking services to asset finance and acquisitions & buy-outs .

Bank of Scotland Community Banking
Bank of Scotland Community Banking provides dedicated banking expertise for the charity and not-for-profit sector.  We work with a broad range of organisations, including social enterprises, charities, voluntary organisations, religious organisations, sporting clubs and credit unions.

HBOS Employee Equity Solutions
We are a leading specialist administrator in UK and global all-employee and executive share plans. HBOS EES are dedicated to the provision of first class employee share plan administration solutions tailored to our clients' requirements.  Whilst our customisable technology, products and services are second to none, it is our people and the way we do business which makes the difference. Our unrivalled range of products and services, coupled with 25 years of industry experience, has enabled HBOS EES to become the force in employee share plan administration that we are today. We currently administer share plans for over 1 million participants with holdings worth approximately £5 billion.

Sainsburys Finance
At Sainsbury's Finance, we're committed to offering our customers quality and value in everything we do. We know that great financial products are just as important to our customers as the ones on our shelves. We offer customers a range of financial services to help them make the most of their money, today and tomorrow.  We've got everything you'd expect such as savings, a credit card, loans and insurances. We even offer travel money when you go abroad.

Clerical Medical
Clerical Medical is part of the HBOS Group (Halifax and the Bank of Scotland Group).  It’s the UK's largest mortgage and savings provider, with around 23 million customers.

House Price Index  
Produced by our in-house Economic research team, the Halifax House Price Index is used by professionals to get an overview of house pricing trends in the UK.

Your home may be repossessed if you do not keep up repayments on your mortgage. Changes in the exchange rate may increase the sterling equivalent of your debt.