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Bank accounts we offer

Our Bank Account Selector Tool helps you find an account that's right for you.

Account	Main features	Monthly fee	What you have to pay	Interest paid on accounts in credit	Interest you pay on an arranged overdraft
High Interest Current Account	Much more interest than most other high street banks.		Pay in at least £1000 a month. Different rates apply if you don't pay in at least £1000 a month.	2.50% AER - 2.47% gross (before tax) - on balances up to £2500, and 0.1% AER/gross for amounts above this.	1.24% a month. (15.9% EAR variable).
Ultimate Reward Current Account	Over £800 worth of benefits including: £300 interest-free overdraft; worldwide multi-trip travel insurance; RAC breakdown cover; and identity theft insurance. Plus a range of other benefits	£12.50	You do not have to pay in a minimum amount each month.	2.50% AER - 2.47% gross (before tax) -on balances up to £2500, and 0.1% AER/gross for amounts above this.	The first £300 of an arranged overdraft is interest-free (0% EAR). Above this amount the rate is 1.50% a month. (Typical 19.5% EAR variable).
Student Current Account	The largest interest-free student overdraft.		The amount of overdraft you can get depends on your personal circumstances and whether you pay in regular payments such as your student loan, grant or money from your parents.	2.02% AER - 2% gross (before tax)	Interest-free overdraft (typical 0% EAR variable) of up to £3000 for the length of your course - up to five years - plus a year after you graduate.
Current Account	Everyday banking facilities.		To get an arranged overdraft, you must make regular payments into your account. Otherwise, you don't need to make regular payments into the account.	0.1% AER - 0.1% gross (before tax)	1.50% a month. (Typical 19.5% EAR variable).
Easycash	An account for customers who do not need credit.		There is no minimum amount you have to pay in. You should make regular payments into the account.	We do not pay interest on accounts that are in credit.	You cannot get an overdraft.

We have compared interest rates with those offered in branches of other high street banks. Better rates may be available online or if you pay in more than £1000 a month.