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ipoints Rewards Card
Earn ipoints every time you make a purchase and exchange them for rewards
Overview
With the ipoints Reward Card you will receive the following benfits:
- Receive 2500 ipoints on your first purchase
- Earn ipoints every time you spend on your card, redeemable against CD's, gift vouchers and much more
- 0% on balance transfers for the first 9 months (3% fee applies)
- 0% on purchases for the first 6 months
Typical 15.9% APR (variable)
Please note that in order to collect and redeem ipoints, you need to be a member of the ipoints rewards programme. You will need to register as an ipoints member before applying for this card.
Register Now (new window)
View our ipoints Reward Card summary box (new window)
To benefit from the promotional rate you must stay within your credit limit and make your payments on time. Balances transferred from other Halifax or Bank of Scotland credit cards are not eligible for the promotional rate.
Other Extras
The ipoints Rewards Card offers the following extras:
- Cover against online fraud when purchasing on the Internet
- Card replacement if lost
- Up to 59 days interest free credit on all purchases if you pay off your balance in full each month
- No annual fee
- Accepted wherever you see the MasterCard sign – in over 24 million locations worldwide
- Additional cards available
- Around the clock service
- Protect your credit cards with our comprehensive cover plans
- Our typical rate is 15.9% APR variable
Please note that in order to collect and redeem ipoints, you need to be a member of the ipoints rewards programme. You will need to register as an ipoints member before applying for this card.
About ipoints
ipoints is a reward programme provided by Maximiles UK Ltd. To earn and redeem at ipoints.co.uk, ipoints you must be a member of the ipoints Rewards Programme.
When you join the ipoints Reward Programme you will enter into a separate membership agreement with Maximiles UK Ltd. Bank of Scotland plc is not a party to this agreement. Bank of Scotland plc is the credit card issuer only and will not be responsible for the ipoints Reward Programme.
ipoints Credit Card - Typical 15.9% APR variable
Please note that in order to collect and redeem ipoints, you need to be a member of the ipoints rewards programme. You will need to register as an ipoints member before applying for this card.
Apply
In order to collect and redeem ipoints, you need to be a member of the ipoints rewards programme. You will need to register as an ipoints member before applying for this card. Click on the button below to register.
In most circumstances you'll get an instant decision. Our typical rate is 15.9% APR (variable)
ipoints Rewards Card is issued by Bank of Scotland plc, Registered in Scotland No.SC327000.
Registered Office: The Mound, Edinburgh EH1 1YZ.
Authorised and Regulated by the Financial Services Authority.
Credit facilities available subject to status to UK residents aged 18 or over.

