- Home
- > Mortgages
- > Buying or moving home?
- > Carbon offset mortgage
Green Mortgages
Reducing the effects of climate change are important considerations for us all. But it isn’t always easy to be as green as we would like, which is why Halifax offer ‘green’ mortgage product – Carbon Offset.
Our Carbon Offset mortgage product will allow you to offset some of the carbon emissions from your home by using a proportion of the interest you pay to fund the purchase of carbon credits, through a Government preferred scheme. If you want more information about Green mortgages or would like to work out how much carbon will be offset, check out our Green mortgages Questions & Answers page
If you're looking for peace of mind that the interest rate you pay won't change, a fixed rate green mortgage could be the perfect deal for you. The interest rate we can offer you depends on the 'loan to value'. The lower the loan to value, the better the rate we can offer.
Take a look at the products below by clicking on the links below.
Fixed Rate Deals
- Greater than 75% (up to maximum of 85%) loan to value homemover/first time buyer
- Up to 75% loan to value Remortgage
- Greater than 75% (up to maximum of 85%) loan to value Remortgage
| Up to 75% loan to value - homemover/first time buyer | |||||||
| Choice: | Start rate is: | Rate ends: | Followed by the Standard Variable Rate, currently: | The overall cost for comparison is: | Early Repayment Charge until: | Product fee: | Additional Information: |
| 1 | 4.99% | 30th April 2013 | 4.75% for the remainder of the mortgage term | 5.1% APR | 30th April 2013 | £995 | 0.10% of the interest rate is for Carbon Offset |
| Offer accepted on property you want? You can start your application online now for choice 1 | |||||||
Available on loans below £500,000.
The mortgage needs to complete by 31st July 2009. You can add the product fee on to your mortgage on completion but interest will be charged.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Greater than 75% (up to maximum of 85%) loan to value - homemover/first time buyer The actual rate available will depend upon your circumstances. Ask for a personalised illustration. | |||||||
| Choice: | Start rate is: | Rate ends: | Followed by the Standard Variable Rate, currently: | The overall cost for comparison is: | Early Repayment Charge until: | Product fee: | Additional Information: |
| 1 | 6.32% | 30th April 2013 | 4.75% for the remainder of the mortgage term | 5.6% APR | 30th April 2013 | £995 | 0.10% of the interest rate is for Carbon Offset |
| Offer accepted on property you want? You can start your application online now for choice 1 | |||||||
Available on loans below £500,000.
The mortgage needs to complete by 31st July 2009. You can add the product fee on to your mortgage on completion but interest will be charged.
Your home may be repossessed if you do not keep up repayments on your mortgage.
| Up to 75% loan to value - Remortgage | |||||||
| Choice: | Start rate is: | Rate ends: | Followed by the Standard Variable Rate, currently: | The overall cost for comparison is: | Early Repayment Charge until: | Product fee: | Additional Information: |
| 1 | 4.99% | 30th April 2013 | 4.75% for the remainder of the mortgage term | 5.0% APR | 30th April 2013 | £995 | 0.10% of the interest rate is for Carbon Offset |
| Start your application online now if you have your mortgage elsewhere for choice 1 | |||||||
Available on loans below £500,000.
The mortgage needs to complete by 31st July 2009. You can add the product fee on to your mortgage on completion but interest will be charged.
Your home may be repossessed if you do not keep up repayments on your mortgage.
| Greater than 75% (up to maximum of 85%) loan to value - Remortgage The actual rate available will depend upon your circumstances. Ask for a personalised illustration. | |||||||
| Choice: | Start rate is: | Rate ends: | Followed by the Standard Variable Rate, currently: | The overall cost for comparison is: | Early Repayment Charge until: | Product fee: | Additional Information: |
| 1 | 6.54% | 30th April 2013 | 4.75% for the remainder of the mortgage term | 5.7% APR | 30th April 2013 | £995 | 0.10% of the interest rate is for Carbon Offset |
| Start your application online now if you have your mortgage elsewhere for choice 1 | |||||||
Available on loans below £500,000.
The mortgage needs to complete by 31st July 2009. You can add the product fee on to your mortgage on completion but interest will be charged.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Need a little help?
- By phone - Call us on 08458 50 37 05
- Apply at your local branch or Halifax Estate Agency– To arrange an appointment with a professionally qualified Mortgage Adviser, call us on 0845 602 9717 and select option 5 followed by option 3. Or find your nearest branch or Halifax Estate Agency and contact them to book an appointment.
Calls from BT landlines to 0845 numbers will cost no more than 2p a minute plus a 7p connection fee. The price of calls through other phone companies and from mobile phones will be different. The call price we have quoted was correct in November 2008.
We may monitor and record telephone calls to help us provide a higher level of service.